See what you actually qualify for.
Two paths, four questions, real math. No credit pull, no email harvesting, no follow-up unless you ask. Pick the goal that matches yours.
What's your current interest rate?
The rate on your existing mortgage. You can find it on your monthly statement.
What's your current mortgage balance?
Estimated savings
$425 / month
Based on your inputs. Real numbers depend on a final application.
Current payment
$2,200
New payment (target rate)
$1,775
Lifetime interest saved
$153,000
Your two options
$75,000 in your pocket
Side-by-side: cash-out refi vs. HELOC. Real math, your numbers.
Cash-out refinance · monthly
$2,650
HELOC (interest only) · monthly
$430
New loan amount (refi)
$355,000
Available equity
$245,000
✓
Application received.
A licensed banker will call or text you within the next business hour to confirm your numbers and walk through next steps for your 2 months free + escrow refund.
Soft credit only — no hit to your score. We'll never share your info.